Early access ยท iOS + Android

Stop guessing if you can afford it.

Float gives you one number every morning โ€” what's actually safe to spend today, after bills and savings. No spreadsheets. No categories. Just stay above the line.

Be first in line. No spam, no charge โ€” just an early invite.
The real reason budgeting never sticks

You don't need another app.
You need one you won't quit.

โœ• Mint ยท used 4 days
โœ• Rocket Money ยท forgot password
โœ• That spreadsheet ยท never opened
โœ• YNAB ยท too much homework

Every budgeting app turns money into a chore โ€” categories, receipts, charts you have to maintain. So you quit. Float does the opposite: it does the math, hands you one number, and makes staying on track feel like a streak you don't want to break.

How it works

Set it once. Check one number.

STEP 01

Tell Float your income & bills

Takes 30 seconds. Float fences off rent, bills, and savings before you see a cent โ€” so what's left is truly yours to spend.

STEP 02

Wake up to your number

Every morning, one figure: what's safe to spend today. Stay under it and you're floating. That's the whole system.

STEP 03

Keep the streak alive

Days above the line build your Float Score and your streak. Budgeting stops feeling like restriction and starts feeling like a win.

Why it actually sticks

Budgeting, minus the homework.

One daily number

No categories to manage, no charts to read. Float answers the only question that matters: can I spend this right now?

A score & a streak

The same loop that keeps you on a Snapchat streak, pointed at your money. Stay above water, watch your score climb.

A coach in your corner

Go over? Float doesn't shame you โ€” it helps you recover and protects your streak. Encouragement, not guilt.

Why we're building it

"I'm 23 with a job, and I still couldn't tell you where my paycheck went each month. Every app I tried felt like a second job. So we're building the one I actually needed โ€” a single number that tells you you're okay."

โ€” The Float team
Early access

Get your number first.

We're letting a small group in early to shape Float. Drop your email and we'll send your invite the moment it's ready.

No spam. No charge. Just an early invite.